Are you aware that during a hail storm more than just your vehicles are potentially vulnerable to damage and future repairs? When hail hits, it can damage the roof or covering of your home as well as other personal property. Although hailstorms can be destructive, the amount of damage can vary greatly. Most insurance companies will want to see a significant amount of damage to your home and or property before they pay any claims. We will give a few tip of a couple of the places you should check for hail damage. You need to be your own best advocate in proving beyond a doubt that your property has significant hail storm damage…
Hail And Your Roof
In 2016, the United States experienced 5,601 large hail storms, as documented by the NOAA Severe Weather Database. Once you’re up on the roof, there’s going to be a few things to look for. Vents, chimneys, sky lights, other features and shingles should be on your inspection list. Check out all the roof vents and features to look for any damage. Look for dents, dings, chipped surfaces, etc. The last, but most important thing to check is the shingles. When Hail damages your roof shingles you may need a new roof. Look closely at the roof’s shingles and tiles, even if the hail didn’t punch any holes, if the hail caused enough damage to leave a significant mark, then you have a problem. A dent in a shingle is usually indicative of the damage to the shingle. Dents mean it could start to leak water into your roof and needs to be replaced. You’ll never get a solid insurance claim without shingle damage.
Hail And Your Gutters
If a roof has significant hail damage up top, the gutters will have some impact damage. Pay attention to your gutter and other water runoff systems. Gutters can be severely damaged in a hail storm. Look for dented gutters, gutter screens, or downspouts. Make sure you describe your gutter damage if they are not fixed they can spell big trouble at a later date to your home.
Hail And Your Siding
Hail occurs throughout the year and can cause damage to your home’s siding. Dents, cracks and holes in your siding are indicators of hail damage. Unlike damage to the roof, hail damage to siding may require immediate attention. Yet, with the wide variety of siding available, the effects may vary. When hail strikes vinyl siding, it will not typically leave a dent. However, if the siding is a few years old, it may have lost some of its flexibility. A crack may occur – more often in older vinyl siding – but it will require the stone to be 1.25 inches in diameter to puncture the vinyl siding. Unlike vinyl siding, wood and metal siding will show dents. These will be visible and depend on the size and impact of the hail. Additionally, the paint will crack in wood siding. the damage is easier to see when the siding is wet so it may be helpful to spray it down with a garden hose.
What Should You Do After A Hail Storm?
Storms are common occurrences in nature. The variations of storms are immense and can include natural events, like hail, wind, and lightning. It’s when storms damage your home that you need to understand what is covered by insurance. Call your insurance company as soon as possible. An estimate by a reliable restoration company can help you negotiate with your insurance company.
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